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Home Loans

Home loans are the reason most people meet a broker. The mortgage market in Australia is dominated by four majors (CBA, Westpac, ANZ, NAB) but the real negotiating leverage sits with the 300+ smaller lenders competing for your file.

What you’ll find in this section

  • Rate tables — refreshed monthly against lender sheet rates
  • Product explainers — fixed vs variable, offset, redraw, split loans, low-doc
  • Scenarios — first home, refinance, investment, self-employed, non-resident
  • Case studies — anonymised real files showing what actually got approved

Where to start

If this is your first time thinking about a home loan, begin with the rate comparison page and the borrowing power calculator. If you already have a loan and want to know whether to refinance, run the refinance calculator and read the refinance case studies.

Every page in this section cross-links to the others. There is no dead end — if we reference a concept, the explainer is one click away.