Posts
5% Deposit + 95% Loan: Real Repayment Stress Test 2026
An in-depth analysis of repayment burdens on Australian 95% LVR mortgages in 2026. The 5 percent deposit repayment stress is quantified using RBA, APRA and ASIC data, covering serviceability, LMI and negative equity risk.
21 May 2026
First Home Owner Grant (FHOG) State-by-State Eligibility Map 2026
Compare FHOG eligibility, grant amounts, and property price caps across every Australian state and territory in 2026. State-by-state map with official revenue office links and 2026 outlook.
21 May 2026
VIC Foreign Buyer Stamp Duty Surcharge: When Visa Holders Get Hit
The Victorian foreign buyer surcharge can add 8 % to stamp duty. For visa holders, the liability turns on residency status not ownership duration. This analysis covers rates, definitions, joint-purchase apportionment and compliance obligations.
21 May 2026
NSW First Home Buyer Choice (Annual Land Tax Option) 2026 Status
The NSW first home land tax option under First Home Buyer Choice closed to new entrants on 30 June 2024. As of 2026 no new annual land tax elections are possible. This article explains the final status, transitional rules, replacement assistance, and what English-speaking borrowers need to know.
21 May 2026
Stamp Duty Concessions by State 2026: NSW, VIC, QLD, WA Comparison
A data-driven comparison of stamp duty concession schemes across NSW, VIC, QLD, and WA in 2026. Thresholds, savings, and eligibility updated with primary sources. Independent Australian analysis.
21 May 2026
FHSS Super Saver Scheme 2026: Boost Your Deposit with Pre-Tax
The First Home Super Saver (FHSS) scheme allows first-home buyers to save a deposit inside super using pre-tax contributions. This 2026 guide covers caps, tax benefits, eligibility and release steps.
21 May 2026
First Home Buyer LMI Saving Calculator: $700K Property = $20–25K Saved
An independent LMI savings analysis for first home buyers under the 2026 Home Guarantee Scheme. See how a $700k property can save $20,000–25,000 in Lenders Mortgage Insurance. Information only.
21 May 2026
5% Deposit Scheme 2026: No Income Cap, No LMI, 30+ Lenders
From July 2026, the Australian Government’s 5 percent deposit scheme 2026 waives LMI and removes income caps. Over 30 lenders participate; property price caps indexed. Eligibility, interest rates, and costs detailed.
21 May 2026
Health Sciences and Medicine Study Agencies for Australian Universities, 2026
Compare study agencies that understand the competitive admissions landscape for Australian medicine, nursing, public health, and allied health programs.
21 May 2026
Australian Finance Group (ASX: AFG) Tracks Mortgage Market Trends Amid Housing Finance Shifts
The Kalkine report 'GNews-澳洲房产贷款: Australian Finance Group (ASX: AFG) Tracks Mortgage Market Trends Amid Housing Finance Shifts' reveals how AFG is navigating Australia's changing mortgage landscape. Explore key housing finance trends, AFG's data-driven strategies, and what these shifts mean for borrowers and investors.
21 May 2026