Posts
Sole Trader Insurance Australia: Protect Your Income Without Workers' Comp
Sole traders in Australia often can't access Workers' Compensation — which means one injury could wipe out your income. This guide explains Personal Accident & Illness Insurance and other essential cover for sole traders.
14 May 2026
How to Calculate Borrowing Power as a Visa Holder in Australia (2026)
Your borrowing power as a visa holder in Australia depends on more than just income. This guide explains exactly how lenders calculate it, what reduces it, and how to maximise what you can borrow.
10 May 2026
Small Business Insurance for Migrants in Australia: A 2026 Guide
A practical guide to business insurance for migrants and new Australians starting a small business. Covers Public Liability, Professional Indemnity, Personal Accident, Cyber Insurance and more — with online quote options.
9 May 2026
How Long Does FIRB Approval Take in Australia? (2026 Processing Times)
FIRB approval in Australia typically takes 30 days, but delays are common. Here is what affects processing time, what the application involves, and how to avoid the mistakes that slow things down.
9 May 2026
Bankwest drops refinance buffer to 1%: who qualifies and what it means
Bankwest is now assessing eligible refinancers with a 1% serviceability buffer instead of the standard 3%. Here is who qualifies, what is excluded, and why it matters for borrowers trapped by the buffer.
3 May 2026
RBA Third Straight Rate Hike May 2026: What It Means for Your Mortgage
The RBA is expected to deliver its third consecutive cash rate rise this week. Here's what borrowers need to know about repayment impacts, fixed vs variable trade-offs, and how to position your home loan.
3 May 2026
Stamp Duty in Australia: Complete State-by-State Guide for Migrants (2026)
Stamp duty is one of the biggest upfront costs when buying property in Australia. This guide covers standard stamp duty rates, first home buyer concessions, and the foreign buyer surcharge for migrants and visa holders — state by state.
3 May 2026
LVR Explained: How Your Deposit Size Shapes Your Home Loan Rate in 2026
Loan-to-Value Ratio (LVR) determines your deposit requirements, interest rate, and LMI costs. A 2026 breakdown of how deposit size affects loan pricing across the big four, with rate tiers from 60% to 95% LVR.
2 May 2026
Negative Gearing in 2026: How Property Investors Claim Tax Deductions
Negative gearing explained for Australian property investors in 2026. How rental losses offset taxable income, which deductions count, ATO compliance rules, and what the 2026-27 tax landscape looks like.
30 April 2026
Long-Haul Flight Booking from Australia: Trip.com vs Traveloka AU vs Etihad Direct — A 24-Month Field Test
Based on 24 months of real-world booking from Sydney, I break down the optimal use cases for Trip.com, Traveloka Australia, and Etihad direct booking across Australia-China, Southeast Asia, and Europe-via-Abu Dhabi routes.
29 April 2026