Posts

Queensland land tax reform: the 2025 climbdown
QLD shelved national aggregation in 2022, revised thresholds again in 2025. Where the rules sit now.
13 February 2026
Brisbane 2032: is the Olympics bump already priced in?
Olympics infrastructure drives demand for a subset of suburbs, not all of them. The data from Sydney 2000 and Athens 2004.
13 February 2026
First Home Guarantee: 5% deposit, no LMI
35,000 places a year, no LMI, no premium rate. Who qualifies, and what the trade-offs are.
11 February 2026
Subclass 189 Skilled Independent: 2026 invitation cut-offs
Which occupations are being invited, at what points test score, and how often.
9 February 2026
Bridging Finance: Buying Before Selling Your Australian Home in 2026
Buying before you've sold usually needs bridging finance. Closed vs open bridging, peak debt, and how interest is capitalised.
6 February 2026
Second-tier lenders: trade-offs vs the big four
Macquarie, ING, Bankwest, Bank of Queensland and ME Bank - what they do better, and where they still trail.
5 February 2026
How your visa status changes your LVR and rate
Australian citizen: 95%. PR: 95%. 186/482/485: 80%. Non-resident: 70%. The practical effect on your budget.
2 February 2026
Victoria's land tax surcharge for absentee owners
Victoria charges an additional 4% on land held by absentee owners. The definition of 'absentee' and the carve-outs.
1 February 2026
Subclass 494: employer-sponsored regional
5-year temporary visa with PR pathway via 191. The employer obligations and the regional definition.
31 January 2026
First Home Super Saver Scheme (FHSSS)
Salary-sacrifice up to $15k a year (cap $50k total) into super, then withdraw for your first home deposit. The tax wins.
28 January 2026