Posts
Land Tax Aggregation Traps in Australia: What Property Investors Need to Know in 2026
Buying a second NSW investment pushes all your holdings across the threshold. How to manage it, or avoid it.
10 November 2025
Medicare levy and surcharge: who pays what
2% levy for everyone, plus the 1-1.5% surcharge for higher earners without private hospital cover. The thresholds.
7 November 2025
Cooling-off period state by state
Five business days in NSW, three in Victoria, zero at auction. The table and the traps.
6 November 2025
Private health insurance and tax: the math
Whether the rebate-plus-surcharge-avoidance makes hospital cover cheaper than going without, across income tiers.
5 November 2025
Comparison Rate in 2026: The Number That Actually Matters
Comparison rate bundles fees into an equivalent interest rate. Its formula has limits - here are the three it misses.
3 November 2025
Offset account 101: how much interest it really saves
An offset account offsets the principal on which interest is calculated. The effect compounds daily - here's the math on a typical $700k loan.
2 November 2025
FRCGW: 15% withholding on non-resident sellers
Foreign Resident Capital Gains Withholding applies to every sale unless the vendor produces a clearance certificate. The process.
1 November 2025
2026 Australian Home Loan Guide for Chinese Investors: Navigating Foreign Income, FIRB, and Tax Changes
A comprehensive 2026 guide for Chinese investors on Australian home loans, covering FIRB updates, foreign income approval, tax surcharges, and strategies to max
2026 Australian Mortgage Landscape: How Rising Interest Rates Reshape Loan Strategies for Property Investors
Explore how the RBA's 2026 rate hikes are reshaping Australian investment property loans, with adaptive strategies for borrowers navigating higher mortgage cost
2026 Australian Property Loan Strategies for Non-Residents: New Rules, Higher Deposits, and Alternative Lenders
Navigate 2026's Australian property loan landscape for non-residents: higher deposits, tighter rules, and private credit options. A practical guide with strateg