Westpac predicts the RBA will hike rates again in August 2026, marking the fourth increase this year. Analysis of how this impacts variable mortgage repayments, fixed-rate strategies, and borrower stress.
Mortgage stress is reaching a critical point across Australia as households devote more than 50% of their income to housing costs. This article examines the latest data on mortgage stress, the drivers behind rising repayments, and practical steps borrowers can take to regain control of their finances.
The RBA held rates at 3.85% in May 2026. Here's exactly what that means for variable mortgage holders, when the next cut might come, and how to position your home loan now.